How does KCHIP help my child?
Children with health insurance such as KCHIP or Medicaid are more likely to:
- Receive needed shots as toddlers to help prevent disease.
- Get treatment for problems like ear infections and asthma. Without treatment, these diseases can slow a child's ability to learn and cause other health problems.
- Have a doctor who gets to know their history and health needs.
- Stay healthy, so you do not have to miss work.
What does KCHIP Cover
Health care for your child is important. It prevents disease. It helps find and treat problems early. It keeps children healthy with shots (or immunizations) and regular checkups.
KCHIP provides a full range of health benefits. Here are a few of the services your child may use most often:
- Health checkups and tests to make sure everything is normal (screenings).
- Mental health services and much more
Will there be any cost?
Some families will pay a $20 premium each month to be in KCHIP. If you owe the premium, you will receive a letter that tells you what to do. Also, prescription drugs have co-payments that must be paid to the pharmacy whena prescription is filled. The pharmacy co-payments range from $1 to $3 depending on the type of medicine you are getting. You do not have to pay for allergy shots, but there is a $2 co-payment for allergy testing. Emergency room visits might have a 5% co-payment if they are not true emergencies.
How do I apply for KCHIP?
Call or visit your local Department for Community Based Services (DCBS) Office. They will make an appointment for you. Calling ahead may cut your waiting time to apply. To find out where the local DCBS office is, call 1-877-KCCHIP-18, or you can look on the Internet a http://chfs.ky.gov/kchip/.
Click on the application on the top of the page to copy and take with you during this process.